Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Why Everyone Needs an Estate Strategy Do you have an estate strategy? You should. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. Where Will Your Retirement Money Come From? Retirement income may come from a variety of sources. Here's an overview of the six main sources.